begging.lol Share the story ↗
DEBT STREAMING LIVE updated every second

A CLEAR VIEW OF A REAL DEBT

Watch a tiny raccoon climb out of a very expensive hole.

I started with −$97,800. The bank sends interest every second. I keep working the balance down, one step at a time.

Share the story ↗ See the full balance breakdown ↓

Calculated in real time from the published principal, annual rate and formula.

$
¢
$
Mochi the debt raccoon holding a coffee cup one coffee?
MOCHIChief Debt Raccoonlicensed in snack collection

EVERY SECOND, FULLY EXPLAINED

My loan, live.

CALCULATION RATE 7.25%
PRINCIPAL + CALCULATED INTEREST CALCULATION ACTIVE
−$97,800.000000
↗+$0.000225 every secondyes, even while you are reading this
ORIGINAL PRINCIPAL$97,800.00
INTEREST SINCE COUNTER STARTED$0.00
HISTORICAL SUPPORT—
COUNTER BASISCALCULATED
Formula: principal × 7.25% ÷ seconds/yearNot a bank feed · support is tracked separately below

Historical support record.

Updating…
HISTORICAL SUPPORT—
ORIGINAL PRINCIPAL REMAINING—

Recorded verified purchases before fees · new payments are closedHow it works ↗

An illustrated man with round glasses working at a laptop, with a notebook and coffee beside him.
EDUCATION & TRAININGINDEPENDENT DEVELOPER

THE PERSON BEHIND THE NUMBER

Still here.
Still building.

I used to run an international trading business. Around 2023, I took out bank loans to keep it running. The business ultimately failed, and I still had those loans to repay.

Today, I work in education and training and as an independent developer, covering everyday expenses while paying down what I owe.

I'm working my way out, a little at a time: one job finished, one small feature built, one step forward.

If you'd like, you can walk with me for a little while. Sharing this site is a small encouragement along the way.

There's a long way to go.
But I'm already on my way.

See the current status or share the story on X

A CLEAR, SIMPLE UPDATE

Payments are closed.

begging.lol no longer accepts new payments. The live debt counter, personal story and historical Supporter Wall remain online.

CHECKOUT OFFLINE

No new payments

Existing verified cards remain visible under their original terms. No checkout session can be created from this website.

Share instead ↗

THE INTERNET'S NICEST CORNER

Wall of legends.

This wall preserves verified historical Supporter Cards. New entries and payments are closed.

HISTORICAL SUPPORT—Loading supporter cards…
RANKGOOD HUMANMESSAGEDISPLAYPAID

Loading verified supporters…

No new cards are being sold. Request removal of an existing card.

CLEAR TERMS, CURRENT STATUS

Nothing is for sale.

Payments and new Supporter Cards are closed. The site now documents the debt calculation, my progress, and the verified historical cards already recorded.

New paymentsCLOSED
CheckoutDISABLED
Historical cardsRETAINED
The workcontinues
How is the balance calculated?

The counter starts from $97,800 and applies the published 7.25% annual rate with the formula shown above. It refreshes every second, making the calculation visible and reproducible.

Can I make a payment?

No. New payments and checkout sessions are disabled.

What happens to existing cards?

Verified historical cards remain on the wall under their original display terms. Owners may request removal at any time.

How can I help?

You can share the story or simply follow the progress. No payment is required or accepted.

◉ᴥ◉

NO CHECKOUT. JUST THE JOURNEY.

The bank has algorithms.
I keep going.

Share the story ↗